This page covers the principal issues surrounding using the website including copyrights, downloads, linking, uploading, advertisements, viruses, limitation on liability.

It is a condition of the Society of Trust and Estate Practitioners (“STEP”) allowing you free access to the material on this website (“Website”) that you accept the terms and conditions of this notice.

1 Copyright

The contents of this website are copyright STEP 2013. The copying or incorporation into any other work of part or all of the material available on this website in any form is prohibited.

2 Downloads and streaming

2.1 You may download or stream computer files from the Website (subject to any special conditions you may be asked to agree to before doing so) or use links to other websites from where you can download or stream computer files including (without limitation) files containing executable programs or comprising, product descriptions and/or marketing materials (each a "Download"). Such Downloads are, where downloaded from the Website subject to these terms and conditions, where downloaded from a linked website they are subject to the terms and conditions on that website, and in both instances subject to any other terms and conditions you accept during the installation process of the Downloads.

2.2 You may not remove any product identification, copyright notices or other notices from materials or Downloads, or any copies thereof which you may have made.

2.3 The Website the materials and/or the Downloads may contain/display: (i) trade marks that are not owned by STEP; and (ii) devices/logos/characters which are protected by copyrights not owned by STEP (together "Third Party Marks"). STEP does not make any claim of ownership in relation to any Third Party Marks. Use of a Third Party Mark in the Website, the materials and/or the Downloads does not constitute endorsement by/of the relevant owner of such Third Party Mark unless specifically stated.

3 Uploading material to the site

3.1 Whenever you make use of a feature that allows you to upload material to the Website, or to make contact with other users of the Website, you must comply with these terms of use of the Website and such other conditions which apply to use of the various services available through this Website. You warrant that any such contribution does comply with such terms and conditions, and you indemnify STEP for any breach of that warranty.

3.2 Any material you upload to Website will be considered non-confidential and non-proprietary, and STEP shall have the right to use, copy, distribute and disclose to third parties any such material for any purpose. STEP also has the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to the Website constitutes a violation of their intellectual property rights, or of their right to privacy.

3.3 STEP will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of the Website.

3.4 STEP has the right to remove any material or posting you make on the Website if, in its opinion, such material does not comply with the terms of use for the Website.

4 Advertisements

STEP DOES NOT VERIFY THE ACCURACY OF THE INFORMATION CONTAINED WITHIN ANY THIRD PARTY ADVERTISEMENTS AND YOU SHOULD CHECK THOROUGHLY ANY DETAILS SUPPLIED BEFORE RELYING UPON THE SAME AND/OR BEFORE INCURRING ANY COSTS. STEP IS NOT RESPONSIBLE FOR ANY INACCURACY, MISLEADING STATEMENT OR REPRESENTATION MADE BY ANY THIRD PARTY ADVERTISERS WHETHER WITHIN AN ADVERT UPON THIS WEBSITE OR OTHERWISE.

5 Information provided

5.1 INFORMATION AND DOWNLOADS ON THIS WEBSITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. ALL SUCH WARRANTIES ARE EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW.

5.2 Information and Downloads on this website may be incomplete, out of date or inaccurate and may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Advertisers may make improvements and/or changes in the details provided at any time without notice. It is therefore essential that you verify all such information with the third party advertisers before taking any action in reliance upon it.

6 Links and banners

6.1 STEP makes no representations whatsoever about any other website which you may access through this one. When you access a website which does not belong to STEP, please understand that it is independent from STEP, and that STEP has no control over the contents of that website. In addition, a link to a non-STEP website does not mean that STEP endorses or accepts any responsibility for the content, or the use, of such website or any products or services offered through it.

6.2 You may link to the home page of the Website, provided you do so in a way that is fair and legal and does not damage STEP's reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on STEP's part where none exists.

7 Viruses, hacking and other offences

7.1 You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.

7.2 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. STEP will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

8 Limitation of liability

8.1 IN NO EVENT WILL STEP BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE OR DOWNLOADS AND/OR STREAMING OBTAINED FROM IT OR ANY USE OF ANY OTHER HYPER-LINKED WEBSITE INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF STEP IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8.2 STEP PROVIDES THE SERVICES “AS IS” AND “AS AVAILABLE” AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS OR IMPLIED. WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING, STEP DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE WITHOUT INTERRUPTIONS, BE TIMELY, SECURE OR ERROR-FREE AND SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM THE UNAVAILABILITY OF THE WEBSITE FROM TIME TO TIME OR FROM YOUR INABILITY TO USE THE WEBSITE.

8.3 IN NO EVENT WILL STEP BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING IN CONTRACT, TORT OR OTHERWISE, INCLUDING LOSS OF PROFITS, EVEN IF STEP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. EXCEPT FOR DEATH OR PERSONAL INJURY ARISING FROM STEP’S NEGLIGENCE.

9 Law

9.1 The laws of England and Wales shall apply to your use of the Website.